Plumbline Assessment | True Wealth Academy

Step 1 of 15

Before you begin

True wealth is not measured by a balance sheet alone. It is the quiet confidence of being financially secure, physically well, spiritually grounded, and emotionally present in the lives that matter most.

This assessment moves first through the four pillars of a life confidently enjoyed, then concludes with an honest look at the Nine Principles of True Wealth that hold them together. Answer instinctively. There are no wrong answers — only a clearer picture of where you are and where you want to grow.

I. Financially Confident

The foundation of true wealth — clarity, security, and stewardship of your resources.

I have a clear picture of my complete financial situation — what I own, owe, earn, and spend.

Rarely

Occasionally

Sometimes

Often

Consistently

My spending consistently reflects my values and priorities rather than impulse or pressure.

Rarely

Occasionally

Sometimes

Often

Consistently

I have an emergency reserve sufficient to weather an unexpected setback without panic.

Rarely

Occasionally

Sometimes

Often

Consistently

I am confident my plan can sustain the lifestyle I want through retirement and beyond.

Rarely

Occasionally

Sometimes

Often

Consistently

My debt is at a level I am comfortable with and actively managing.

Rarely

Occasionally

Sometimes

Often

Consistently

I have protected my family against major financial risks (insurance, estate documents, contingencies).

Rarely

Occasionally

Sometimes

Often

Consistently

I make financial decisions with calm and intention rather than fear or anxiety.

Rarely

Occasionally

Sometimes

Often

Consistently

I am on track toward the financial goals that matter most to me.

Rarely

Occasionally

Sometimes

Often

Consistently

I have a trusted process or advisor I rely on for important financial decisions.

Rarely

Occasionally

Sometimes

Often

Consistently

Money is a tool that serves my life — it does not quietly run it.

Rarely

Occasionally

Sometimes

Often

Consistently

Financial Confidence Total:

II. Physically Fit

The vitality that lets you live your wealth, not just plan for it.

I have the physical energy I need to fully engage with my work and the people I love.

Rarely

Occasionally

Sometimes

Often

Consistently

I am satisfied with the consistency of my movement, sleep, and recovery.

Rarely

Occasionally

Sometimes

Often

Consistently

I am proactive about my long-term health rather than only reacting to problems.

Rarely

Occasionally

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Consistently

I balance the demands of work and life with the care my body and mind require.

Rarely

Occasionally

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Often

Consistently

Physically Fit Total:

III. Spiritually Nourished

The inner grounding that gives wealth its meaning and steadiness.

I have a sense of grounding or faith that steadies me through uncertainty.

Rarely

Occasionally

Sometimes

Often

Consistently

I regularly make space for reflection, gratitude, or stillness.

Rarely

Occasionally

Sometimes

Often

Consistently

My life feels connected to something larger than my own success.

Rarely

Occasionally

Sometimes

Often

Consistently

I draw strength from a tradition, practice, or community that shapes how I live.

Rarely

Occasionally

Sometimes

Often

Consistently

Spiritual Nourishment Total:

IV. Emotionally Engaged

The presence and connection that make a wealthy life a felt one.

I am emotionally present with the people who matter most, not just physically there.

Rarely

Occasionally

Sometimes

Often

Consistently

I handle stress and difficult emotions in a way I am proud of.

Rarely

Occasionally

Sometimes

Often

Consistently

I feel genuinely connected to and supported by the people in my life.

Rarely

Occasionally

I am open to wise counsel and actively seek perspective from people I trust.

Rarely

Occasionally

Sometimes

Often

Consistently

I act on good advice rather than merely collecting it.

Rarely

Occasionally

Sometimes

Often

Consistently

Nine Principles Total:

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Total Score

The True Wealth Assessment

How to rate each statement

Before you begin

I. Financially Confident

II. Physically Fit

III. Spiritually Nourished

IV. Emotionally Engaged

The Nine Principles of True Wealth

Principle 1: Be a Living Example of the Transformational Power of Love

Principle 2: Stick to Your Core Values

Principle 3: Be Driven by Your Purpose

Principle 4: Be Accountable through Your Goals

Principle 5: Cherish Relationships

Principle 6: Value Your Health

Principle 7: Wisely Use Your Financial Resources

Principle 8: Find Ways to Be Compassionate with the World

Principle 9: Be Open to Wise Counselors