An Education Initiative of Pinnacle Wealth
An Education Initiative of Pinnacle Wealth
For 40 years, Kevin Engbers has walked clients through the questions that money can’t answer alone: What is your life for? How much is enough? What do you want to leave behind? True Wealth Academy is the home for that work — open now to anyone ready to hang the plumb line.
"True Wealth is everything you have that money can't buy, and death is unable to take away."
— Kevin Engbers, founder · True Wealth Academy
Whether you’re starting your career, raising a family, building a business, or planning your legacy — the Plumb Line Process meets you where you are. Choose the path that fits the season you’re in.
For the person ready to ask deeper questions about purpose, calling, and what their life is actually for. Walk the Five-D Process at your own pace, in a cohort, or with an advisor.
If you’re already a Pinnacle Wealth client, the Academy is included — the digital home for the Blueprinting Process and Plumb Line Check-Ins your advisor has been doing all along.
Workplace financial wellness that’s about your team’s lives — not just their 401(k). 87% completion in pilot cohorts, 3.4× engagement lift, the most differentiated benefit you can offer.
An eight-week small-group curriculum on calling, sufficiency, generosity, and legacy — for churches and ministries that want a stewardship program their congregation will actually finish.
Twenty minutes, nine dimensions, no math. Hang the plumb line against the life you’ve actually built — and see, with more clarity than you’ve had in years, where the structure is true.
Kevin Engbers is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Pinnacle Wealth in Sioux Falls, South Dakota. For four decades, he has sat with families on the brink of every major life transition — first job, first child, retirement, end-of-life — and watched what made the difference between people who arrived in those moments with peace and those who arrived in panic.
True Wealth Academy is the curriculum he wished every family had at thirty, and that he now uses with every client at fifty. It is the work made portable — open to anyone ready to begin.
Founder, True Wealth Academy · Pinnacle Wealth
You know where you stand and where you're going. Sufficiency is named, generosity is built in, and money is held with intention rather than anxiety.
You know where you stand and where you're going. Sufficiency is named, generosity is built in, and money is held with intention rather than anxiety.
You know where you stand and where you're going. Sufficiency is named, generosity is built in, and money is held with intention rather than anxiety.
You know where you stand and where you're going. Sufficiency is named, generosity is built in, and money is held with intention rather than anxiety.
The four corners describe what a True Wealth life looks like — the destination, the structure, the finished building.
The nine principles describe how you stay true to the cornerstones — the daily disciplines that keep the structure aligned, plumb, and built true over a lifetime.
The plumb line is hung against nine dimensions of a life worth building. Together they form what we call the True Wealth Portfolio — a complete map of what is yours, what is given, and what you’ll leave behind.
Be a living example of the transformational power of love.
Stick to your core values.
Cherish relationships.
Value your health.
Wisely use your financial resources.
Be open to wise counselors.
True Wealth meets you where you are. Seven stages, one continuous journey — from the first paycheck to the legacy you’ll leave behind. Each stage has its own work, its own questions, its own plumb line.
The patterns of a lifetime begin here — not in lessons, but in what children watch the household repeat. The Repeaters stage is for parents and grandparents shaping the earliest financial instincts of the next generation.
Identity is forming. First jobs, first paychecks, first real choices. The Challengers stage helps the rising generation see money as a tool for the life they want — not the destination.
Career, marriage, mortgage, kids, aging parents — everything in motion at once. The Jugglers stage is about living the story you want to tell, not just the one you fell into.
The legacy years. Finishing well. The ethical will, the generosity plan, the final blessing — the things money can’t carry on its own. The Legacy Leaders stage is the completion of the blueprint.
True Wealth Academy mirrors the same five-step process Pinnacle Wealth has refined over four decades of advising families. Walk it once and return to it at every life transition.
A glimpse of how Pinnacle Wealth approaches advising. See the full Proven Process at PinnacleWealth.com →
Get to know each other. Understand what you want most and where you’re starting from.
Listen deeply. Uncover values, priorities, and the questions money alone can’t answer.
Write what you’re building toward — the mission, the vision, the plumb line itself.
The True Wealth Podcast goes beyond dollars and cents to explore what truly matters. Through honest stories and meaningful conversations, the Pinnacle Wealth team — hosted by Ryan Ovenden, Kevin Engbers, and Nik Aamlid — leads conversations on living out the 9 Principles of True Wealth.
